Education Center
Plain-language guides on insurance, compliance, and market conditions: written for Florida condo boards and property managers, not insurance insiders.
The master property policy doesn't cover flood. The coverage gap, NFIP vs. private flood options, and how the two programs must fit together before storm surge becomes the board's problem.
Rates are down 12–17% and 20 new carriers have entered the market. If your broker isn't accessing all of them, your association may be overpaying by 30% or more.
2,500+ buildings show structural deterioration. Palm Beach County has a 44% data gap. Here's how inspection findings, and underfunded reserves, affect your carrier's appetite at renewal.
A plain-language overview of each board officer's role and what it means for your insurance program. Plus what a specialist broker should be doing alongside your board.
Rates are falling 12–17% across South Florida. Citizens is cutting premiums July 1. The SIRS deadline is six months away. Here's what it means for your next renewal.
AI can explain what a master policy is. It cannot tell you what yours actually covers. A practical guide to using AI wisely, and the 5 questions to bring to a specialist instead.
More writers than the market has seen in 15 years. Here's why broker relationships and placement capacity determine which options your board actually sees.
Insurance review, pre-storm documentation, vendor pre-qualification, and post-storm claims steps, before the season gets active. Includes the 2026 El Niño outlook.
Statute 718.111(11) requirements, bare walls vs. all-in distinctions, common coverage gaps, and why underinsurance is the #1 mistake Florida boards make.
NFIP vs. private flood, coverage gaps in master policies, and how to protect your association before storm surge becomes your problem.
No articles in this category yet, check back soon.
Free Program Review
We work exclusively with South Florida condominium associations. Reach out and we'll respond within one business day.
Ask Us a Question